Tis the Season to Budget and Save: Black Friday Deals with Capital One 360
Although, Thanksgiving is a time to be thankful and bond with family, Thanksgiving is also a time to establish and stick to a reasonable budget.
It is so easy to spend beyond your means during the holiday season with so many sales and the last thing you want to do is put yourself into a financial bind. Having gone through a bankruptcy 5 years ago, I have a fresh start and there is no better feeling than freedom. My credit has done a 360 from bad to fair and I maintain a budget to guide spending habits and curve excessive spending. I usually use cash and I currently have one credit card with Capital One.
I am only 5 years into bankruptcy and happy that a creditor trusted me; I have had it for 3 years and now I am contemplating opening a Capital One 360 Checking and savings account. Having a checking/savings account with the same company as my credit card would be like a one stop shop for me, plus I would earn money on interest. This would save so much time and ensure that I don’t miss a payment; all while being able to save.
In fact, this holiday, to encourage consumers to stay on track with their finances, Capital One 360 is decking the halls with deals you can bank on, including new account bonuses, referral bonuses and closing cost credits. Before you go spend your last dollar on a luxury, which isn’t a necessity this Black Friday, The Skinny NYC has some tips that can help you gain financial freedom and a few products from Capital One 360’s Black Friday Sale that can help you maintain financial peace of mind.
Tips That Can Help You Gain Financial Peace of Mind
1. Create a Budget
– How is your money being spent?
– Evaluate your spending and set short term and long term financial goals
– Track your spending
2. Nix unnecessary spending
– ATM withdrawals from non-bank ATM’s
3. No wishful thinking
– Don’t count on potential income i.e. year-end bonuses, tax refunds; you have not received it yet and there may be a chance that you don’t receive it.
Products From Capital One 360’s Black Friday Sale That Can Help You Maintain Financial Peace of Mind
Capital One 360 products are designed to save consumers time and money. Capital One 360 Checking and 360 Savings are fee-free and earn interest. From online to their mobile app, Capital One 360 is with customers 24/7. It’s easy to get caught up in the hustle and bustle of the holiday season and lose sight of the goals we’ve set to help us achieve financial peace of mind. In addition to taking advantage of deals on banking, brokerage and mortgage products yourself, you can give your friends and family the gift of financial peace of mind by encouraging them to take advantage of the deals and refer them to the sale. If they sign up, you may be eligible for a $40 referral bonus.
Once the Thanksgiving celebrations are done, be sure to add Capital One 360’s Black Friday Sale to your shopping list. Visit http://clvr.li/cap1bfs to give yourself the lasting gift of financial peace of mind by taking advantage of Capital One 360‘s deals on banking, brokerage and mortgage products.
Although The Skinny NYC has given budgeting tips and advice that work for us… What is your plan to budget and save?
#FinancialPeace #BlackFriday #TheSkinnyNYC
I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.